How to increase your credit standing

If you want to get a cash, consolidation or mortgage loan, you must prove your creditworthiness, which is a financial situation that allows you to repay the liability. It depends on the results of the analysis of your ability that it will depend on whether you get the funding you want. If you are afraid…

What are the rights and obligations of the borrower?

About 60 percent of Poles, according to data from the Polish Bank Association, use various credit products. The most popular is cash loans. Many of us have already dealt with bank lending in our lives, but awareness of the rights and obligations of borrowers is still low in our country. Let’s check how this issue…

Is saving important when buying a loan?

Despite an often uncertain socio-economic context (reform, elections, economic crisis, etc.), the French continue to save. However, is savings an asset in the context of a loan consolidation? Here are some answers. By definition, the repurchase of credit is a banking operation making it possible to repay in advance the capital remaining due of its…

Finance furniture purchase cheaply and conveniently with a loan.

  According to a recent survey by Spin Lender financial market research, many Germans plan to buy new furniture, electrical appliances or larger household appliances this year – in principle this is not a surprising study result. In comparison to the previous year, however, the Germans tend to finance this purchase much more by means…

Credit conversion – is it worth and how to convert?

Mortgage conversion is a way to more favorable loan repayment terms. However, it is not always profitable. Procedures may be subject to high commissions and additional fees. Is it worth making a conversion then? How and when is the best time to decide on it? We answer! Foreign currency loans Foreign currency loan is a…

Debt transfer – can it be done without the debtor’s consent?

A company other than the one with which the customer has concluded a contract may apply for payment for the services or goods purchased. In this situation, he should not panic, but calmly read the letter from which this information arises. Everything indicates that the company (e.g. selling in installments, telecommunications, media provider) has transferred…

Credit insurance: why take one?

A loan often represents a large sum to be repaid. The mortgage, in particular, spans several years, and in this period an accident can happen. In the event of loss of income, disability or death of the borrower, how to repay the credit? This is where insurance comes in, which aims to protect the policyholder…

Apply the lightning credit instant payout now.

  Who does not know that ? Because you think that you have all finances under control and an unexpected invoice or repair comes. The money that you may have put aside is often not enough. For example, some have to take out a loan so that the financial situation can relax. How do you…